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PerFlex Goes from Strength to Strength.

The enhanced PerFlex benefits system launched in October 2005 by
Personal Group is now accessible to over 200,000 employees through 54 major employers.

As a flexible employee benefit software package, the beauty of PerFlex is that both the underlying products and the software to manage it are arranged together. For the host employer, PerFlex provides an individually designed core benefit package that has the added advantage of being user friendly, putting total control of benefit selection in the hands of employees in a simple and straightforward manner.


Voluntary Group Income Protection (VGIP) is a unique scheme that benefits both employer and employee”

One of the unique features of the enhanced package is the inclusion of VGIP that gives all the benefits of enhanced group rates, without the necessity for full group take-up. Arranged in partnership with Unum Provident, the largest provider of Group Income Protection in the UK, VGIP can extend sick pay for employees and benefiting from the salary sacrifice scheme, makes it even more attractive with the savings in income tax and national insurance contributions salary sacrifice can bring.


The key to the success of PerFlex is the ease of use for employers and employees alike. There are no restrictions on the number of core benefits that can be incorporated, allowing employers the freedom to put together a completely customised package tailored to their workforce. For the employee, benefit review and selection is simple, secure, and straightforward, permitting the additional purchase of benefits if required, thus allowing employees to take full advantage of the preferential rates and enhanced benefits negotiated.

In addition to core benefits, the PerFlex software also delivers individual total reward statements, highlighting for employees the full extent of their benefits package in monetary terms, ensuring that ‘hidden benefits’ can be fully appreciated.

Employees are also able to see clear illustrations of the specific tax advantages of salary sacrifice schemes, which can now include VGIP as well as government initiatives such as childcare vouchers and the environmentally aware bicycle purchase scheme.

Take up for PerFlex has exceeded expectations since the re-launch in late 2005, and with the addition of the VGIP scheme, it has become an even more powerful tool.

Time efficient, cost effective, simple to use, and secure, PerFlex offers the opportunity for all benefit providers to deliver a truly flexible package that requires no specialist IT support from Employers and is adaptable enough to incorporate any benefit.

Further details are available from:
Adrian Glew,
Tel: 01908 605000, or 078505 34719