Personal Group Holdings plc:
company announcement 25/09/2006

Personal Group Holdings Plc (the 'Company')

Trading Update

25 September 2006

Further to the Interim Results announced today for the six month period to 30 June 2006, the Company today announces its intention to commence an investment programme aimed at strengthening its product marketing capabilities.

Further permanent sales staff are to be recruited over the coming period to December 2007 into the Company's Universal Provident subsidiary, to reach a level of 15 permanent employees by the end of 2007. The Directors expect this additional resource to boost sales of its private medical insurance products in the long term.

In the short term the cost of this investment programme and other trading activities may reduce profits for the full year to 31 December 2006 by up to approximately £0.5 million from those currently forecast by the market.

Enquiries:

Personal Group Holdings Plc
Tel: 0207 367 8888(on 25/9/06)

Christopher Johnston,
Chairman
Tel: 01908 605000 ext 235 (thereafter)

Ken Rooney,
Managing Director

John Barber,
Finance Director