Cash Plans

Over the many years that we have been providing low-cost cover to our customers we know how well received the cash sums paid to them can be. Benefits give peace of mind and can be used for everyday healthcare costs or any other purpose often at a time of additional expense.

Hospital Plans

Simple to arrange plans, providing key benefits to employee and their families.

• Range of benefit levels available
• Cash benefits for both inpatient and outpatient treatments
• Pregnancy and childbirth covered after 10 months
• No other exclusions for pre-existing conditions.

Convalescence Plans

These extend the benefits to existing hospital plan customers allowing payments to be made when convalescing after a hospital stay.

• All occupations covered
• Benefits available after only one night confined
• No medical underwriting
• Pregnancy and childbirth covered after 10 months
• No other exclusions for pre-existing conditions.

Dental, Optical, Hospital Plans

These plans can provide payments for everday health care costs. 

• Eye tests, glasses and contact lens cover
• Dental injury and dental treatment provided
• Overnight and outpatient treatment benefits
• Flexible benefit levels for employers to choose from.

Death Benefit Schemes

These plans provide financial peace of mind and work with any other cover which may be in place at the time. Straight forward to set up, with no medical forms to complete.

• No medical or lifestyle questions
• Cover applies until age 65
• All occupations covered
• A choice of benefit levels.